Terms & Conditions

These Terms & Conditions (“Terms”) govern your access to and use of the OptionsGeek website, products, memberships, research, educational materials, software, tools, applications, and related services (collectively, the “Services”).

The Services are provided by OptionsGeek, LLC (“OptionsGeek,” “we,” “us,” or “our”).

By accessing or using the Services, creating an account, or purchasing a product or subscription, you agree to these Terms. If you do not agree to these Terms, do not use the Services.

1. Eligibility

You must be at least 18 years old to use the Services.

By using the Services, you represent that you have the legal capacity to enter into these Terms and that your use of the Services complies with applicable laws and regulations.

2. What OptionsGeek Provides

OptionsGeek provides financial education, investment research, market commentary, educational programs, memberships, software, analytical tools, and related information and services.

The Services may include, among other things:

• market and investment research;
• educational articles, videos, courses, masterclasses, and other materials;
• stock and options commentary;
• memberships and subscription services;
• proprietary options-analysis and investment-analysis tools;
• calculations, rankings, scores, analytics, and other outputs;
• artificial-intelligence-assisted features and explanations; and
• other financial education, research, software, or analytical services that OptionsGeek may introduce from time to time.

Some Services may be provided free of charge, included as part of a membership, sold as a one-time purchase, or offered through a recurring subscription.

3. Educational Purposes Only — No Investment Advice

OptionsGeek provides financial education, research, analytical tools, and market commentary.

OptionsGeek is not a registered investment adviser, broker-dealer, securities dealer, financial planner, or fiduciary.

Nothing provided through the Services constitutes individualized investment, financial, legal, accounting, or tax advice.

Nothing provided by OptionsGeek constitutes an offer to buy or sell, or a solicitation of an offer to buy or sell, any security, option, financial instrument, or investment product.

References to particular securities, options, strategies, trades, targets, or investment ideas are provided for informational and educational purposes.

OptionsGeek does not know your individual financial circumstances, investment objectives, portfolio, risk tolerance, tax situation, or other factors that may affect whether an investment is appropriate for you.

You are solely responsible for your investment decisions.

4. Investment and Options Risk

Investing involves risk, including the possible loss of principal.

Options involve substantial risk and are not appropriate for every investor. An option purchaser may lose some or all of the premium paid. Certain options strategies can involve additional or potentially substantial losses.

Past performance does not guarantee future results.

Examples of investment opportunities, potential returns, historical trades, option payoffs, targets, or other outcomes are illustrative and should not be interpreted as promises or guarantees of future performance.

Before making an investment decision, you should conduct your own research and, when appropriate, consult qualified financial, legal, accounting, or tax professionals.

5. OptionsGeek Tools and Analytical Outputs

OptionsGeek may provide proprietary software and analytical tools, including tools that analyze stocks, options, potential risk-reward, strike selection, market pricing, investment targets, or other financial information.

These tools may generate calculations, rankings, scores, classifications, estimates, probabilities, risk-reward measurements, suggested analytical outputs, or other information based on user inputs, market data, proprietary methodologies, mathematical models, or other information.

All such outputs are provided for informational and educational purposes only.

Tool outputs are not individualized investment recommendations and do not guarantee that a particular security, option, strike price, expiration date, strategy, or investment will be profitable or appropriate.

Results may change based on market conditions, market data, assumptions, user-selected inputs, pricing, time, methodology, or other factors.

You are responsible for reviewing and evaluating any output before acting on it.

6. Market and Third-Party Data

The Services may use or display market prices, options information, financial data, company information, or other data obtained from third-party sources.

OptionsGeek does not guarantee that such information is accurate, complete, current, uninterrupted, or error-free.

Market information may be delayed, incorrect, unavailable, or different from information displayed by your broker or another financial-data provider.

You should independently verify relevant prices, quotes, contract specifications, expiration dates, corporate actions, and other information before placing any trade or making an investment decision.

7. Artificial Intelligence

Certain Services may incorporate or interact with artificial intelligence, large language models, conversational interfaces, or other automated technologies.

AI-generated explanations, summaries, responses, or interpretations may contain errors, omissions, or inaccurate information.

AI-generated content should not be relied upon as a substitute for your own analysis or professional advice.

Where an AI-generated explanation or conversational response conflicts with the underlying output of an OptionsGeek analytical tool, users should independently verify the information before making any investment decision.

OptionsGeek does not guarantee the accuracy, completeness, or reliability of AI-generated content.

8. Accounts and Account Security

Certain Services may require you to create an account.

You agree to provide accurate information and to keep your account information reasonably current.

You are responsible for maintaining the confidentiality of your username, password, and other account credentials and for activity conducted through your account.

Accounts and memberships are intended for the registered user and may not be shared, transferred, resold, or made available to others unless OptionsGeek expressly permits it.

OptionsGeek may suspend or terminate access if we reasonably believe an account is being shared, misused, used fraudulently, or used in violation of these Terms.

9. Purchases, Subscriptions, and Automatic Renewal

OptionsGeek may offer one-time purchases and recurring subscriptions.

When you purchase a recurring subscription, you authorize OptionsGeek and its payment providers to charge the applicable subscription fee and any applicable taxes to your selected payment method at each renewal period until you cancel.

Recurring subscriptions automatically renew unless canceled before the applicable renewal date.

Recurring subscriptions must be canceled through the cancellation functionality provided on the OptionsGeek website. Cancellation becomes effective at the end of the period for which you have already paid, and you may continue to have access through that period.

Unsubscribing from an OptionsGeek email, newsletter, mailing list, or other communication does not cancel a paid subscription or prevent future subscription renewal charges. Email preferences and paid subscription status are separate.

Cancellation does not retroactively cancel a charge that has already been processed. To prevent the next renewal charge, you must complete the subscription cancellation process on the OptionsGeek website before the applicable renewal date.

Certain products may be offered as one-time purchases and will not automatically renew. Whether a purchase is recurring or one-time will be disclosed at the time of purchase.

Prices, subscription periods, features, and included Services may vary by offering and will be disclosed at or before purchase.

10. No Refund Policy

All purchases are final and non-refundable except where a refund is required by applicable law.

OptionsGeek provides digital products and services, including educational content, research, memberships, software, tools, and proprietary materials that may be made available immediately upon purchase and cannot be returned once access has been provided.

Accordingly, OptionsGeek does not provide refunds, credits, or prorated refunds after a purchase or renewal has been processed, except where required by applicable law.

Canceling a recurring subscription prevents future renewal charges but does not result in a refund of amounts already paid.

11. Intellectual Property

The Services and their contents are owned by or licensed to OptionsGeek and are protected by applicable copyright, trademark, patent, trade-secret, and other intellectual-property laws.

This includes, without limitation:

• articles, research, reports, videos, courses, and educational materials;
• software, applications, interfaces, and tools;
• algorithms, formulas, calculations, methodologies, and workflows;
• scoring, ranking, classification, and analytical systems;
• option-selection and investment-analysis methodologies;
• graphics, designs, databases, text, and other content;
• trademarks, trade names, branding, and logos; and
• proprietary processes and technology underlying the Services.

Certain OptionsGeek technologies and methodologies may also be protected by issued patents or pending patent applications.

Your access to the Services does not transfer any ownership or intellectual-property rights to you.

Subject to these Terms, OptionsGeek grants you a limited, revocable, non-exclusive, non-transferable license to use the Services for your own permitted purposes.

12. Restrictions on Copying, Reverse Engineering, and Competitive Use

You may not copy, reproduce, distribute, publish, transmit, sell, license, commercially exploit, or create derivative works from OptionsGeek proprietary content, software, tools, or methodologies except with our prior written permission.

You may not directly or indirectly:

• reverse engineer, decompile, disassemble, decode, or attempt to discover the source code, formulas, algorithms, models, weighting systems, scoring methodologies, calculations, or underlying logic of an OptionsGeek tool or Service;
• systematically test, query, scrape, extract, record, or collect OptionsGeek outputs for the purpose of reconstructing or approximating an OptionsGeek methodology;
• use OptionsGeek content, inputs, outputs, methodologies, workflows, or tools to create, train, improve, benchmark, validate, or evaluate a competing or substantially similar product, model, service, algorithm, application, or analytical system;
• use OptionsGeek content or outputs to train or fine-tune an artificial-intelligence model, machine-learning model, large language model, or similar technology without our written permission;
• reproduce or recreate OptionsGeek functionality through another website, application, spreadsheet, database, AI system, software program, or other technology;
• circumvent usage limits, access controls, subscription restrictions, or other technical protections;
• scrape, crawl, harvest, or systematically download OptionsGeek content or outputs except as expressly authorized by OptionsGeek; or
• assist another person or organization in doing any of the foregoing.

These restrictions apply regardless of whether the activity is performed manually, automatically, through software, through artificial intelligence, or through another third party.

13. Institutional, Employer, and Commercial Use

Unless OptionsGeek has expressly authorized such use in writing, an individual subscription or account does not grant an employer, financial institution, investment firm, broker-dealer, hedge fund, asset manager, fintech company, software company, data provider, educational organization, or other business the right to use OptionsGeek intellectual property for its own commercial or institutional purposes.

An individual employed by such an organization may use OptionsGeek for his or her own permitted research and educational purposes, subject to these Terms.

However, individual access does not permit the user or the user's employer to reproduce, integrate, distribute, commercialize, reverse engineer, or use OptionsGeek proprietary methodologies, tools, data, or outputs to develop or operate an internal or external product, investment system, analytical platform, trading system, software tool, or competing service.

Organizations interested in broader institutional, enterprise, licensing, API, integration, or commercial use should contact OptionsGeek for authorization.

14. Acceptable Use

You agree not to use the Services:

• for unlawful, fraudulent, or abusive purposes;
• to interfere with the operation or security of the Services;
• to gain unauthorized access to accounts, systems, or data;
• to circumvent access controls or usage limitations;
• to distribute malware or harmful code;
• to impersonate another person;
• to share, resell, sublicense, or commercially redistribute access without authorization; or
• in a manner that infringes OptionsGeek's or another party's intellectual-property or other legal rights.

OptionsGeek may establish reasonable usage limits for any Service, including software, APIs, AI functionality, and analytical tools.

15. Third-Party Services and Platforms

OptionsGeek may use third-party service providers and technology platforms to host, operate, process, support, distribute, or make portions of the Services available.

The Services may also integrate with or be accessible through third-party websites, applications, artificial-intelligence platforms, payment processors, data providers, or other services.

Your use of a third-party service may be subject to that provider's own terms, privacy policy, and other agreements.

OptionsGeek does not control and is not responsible for the availability, security, operation, content, policies, or performance of third-party services.

A third-party outage, change, restriction, error, or discontinuation may affect the availability or functionality of an OptionsGeek Service.

16. Performance Information, Examples, and Testimonials

OptionsGeek may publish historical examples, investment research results, trade examples, case studies, testimonials, or other performance-related information.

Any historical result reflects circumstances applicable to the particular example and time period presented. Market conditions change, and similar opportunities may not occur in the future.

Unless expressly stated otherwise, examples may not reflect brokerage commissions, fees, taxes, bid-ask spreads, liquidity constraints, execution differences, position sizing, or other factors affecting an investor's actual results.

References to potential or historical option returns may reflect prices or values reached during the life of an option and do not necessarily represent the price at which any particular investor entered or exited a position.

Testimonials reflect the experiences or opinions of the individuals providing them. Individual experiences vary, and testimonials should not be interpreted as guarantees that another person will achieve the same or similar results.

Past performance is not indicative of future results.

17. Availability and Changes to the Services

OptionsGeek may add, modify, update, suspend, restrict, or discontinue any portion of the Services at any time.

We do not guarantee that any particular feature, tool, data source, product, integration, or Service will remain available indefinitely.

We may perform maintenance or make changes that temporarily affect availability.

18. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

OPTIONSGEEK MAKES NO WARRANTY OR REPRESENTATION THAT THE SERVICES WILL BE ACCURATE, COMPLETE, CURRENT, SECURE, UNINTERRUPTED, ERROR-FREE, OR SUITABLE FOR ANY PARTICULAR INVESTMENT PURPOSE.

OPTIONSGEEK DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, TO THE EXTENT PERMITTED BY LAW.

OPTIONSGEEK DOES NOT WARRANT OR GUARANTEE ANY INVESTMENT RESULT, RETURN, PROFIT, TRADING RESULT, OR FINANCIAL OUTCOME.

19. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OPTIONSGEEK AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SERVICES.

THIS INCLUDES, WITHOUT LIMITATION, TRADING LOSSES, INVESTMENT LOSSES, LOST PROFITS, LOST OPPORTUNITIES, LOST DATA, BUSINESS INTERRUPTION, OR DAMAGES RESULTING FROM RELIANCE ON RESEARCH, EDUCATIONAL CONTENT, SOFTWARE, ANALYTICAL OUTPUTS, MARKET DATA, OR AI-GENERATED CONTENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OPTIONSGEEK'S TOTAL LIABILITY ARISING FROM OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE AMOUNT YOU PAID TO OPTIONSGEEK FOR THE APPLICABLE SERVICE DURING THE TWELVE MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.

20. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless OptionsGeek, its affiliates, owners, officers, employees, contractors, and service providers from claims, liabilities, damages, losses, and reasonable costs arising from:

• your misuse of the Services;
• your violation of these Terms;
• your infringement of another party's rights; or
• your unauthorized use, reproduction, distribution, reverse engineering, or commercialization of OptionsGeek intellectual property.

21. Suspension and Termination

OptionsGeek may suspend, restrict, or terminate your access to the Services if you violate these Terms, misuse the Services, engage in fraudulent activity, infringe OptionsGeek's intellectual property, circumvent access restrictions, or create security or operational risks.

Termination or suspension for violation of these Terms does not entitle you to a refund except where required by applicable law.

Sections that by their nature should survive termination, including intellectual-property protections, restrictions on use, disclaimers, limitations of liability, indemnification, and governing-law provisions, will survive termination.

22. Privacy

Your use of the Services is also subject to the OptionsGeek Privacy Policy.

The Privacy Policy describes how OptionsGeek collects, uses, and handles information associated with the Services.

23. Copyright and DMCA Notices

OptionsGeek respects intellectual-property rights.

If you believe material available through the Services infringes a copyright that you own or control, you may send a written notice containing the information required by applicable copyright law to:

OptionsGeek, LLC
244 Fifth Avenue
Suite F236
New York, NY 10001

A copyright notice should identify the copyrighted work claimed to have been infringed, identify the allegedly infringing material, provide sufficient information to locate that material, include your contact information, and contain the statements and signature required under applicable law.

24. Feedback

If you voluntarily provide suggestions, comments, or feedback regarding OptionsGeek or the Services, you grant OptionsGeek permission to use that feedback to operate, improve, and develop its products and services without compensation or obligation to you.

This provision does not transfer ownership of unrelated materials, investment ideas, confidential information, or other intellectual property that you may provide to OptionsGeek.

25. Governing Law and Venue

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles.

To the extent a dispute may properly be resolved in court, you agree that the state and federal courts having jurisdiction in Delaware will have exclusive jurisdiction over disputes arising from these Terms or the Services, except where applicable consumer-protection law provides otherwise.

26. International Users

OptionsGeek may be accessed from jurisdictions outside the United States.

We do not represent that every Service is appropriate or legally available in every jurisdiction.

You are responsible for complying with laws applicable to you in the jurisdiction from which you access or use the Services.

Nothing in these Terms is intended to waive consumer rights that cannot lawfully be waived under applicable law.

27. Changes to These Terms

OptionsGeek may update these Terms periodically to reflect changes to the Services, business practices, technology, or applicable law.

When we make changes, we will update the “Last Updated” date above.

Your continued use of the Services after revised Terms become effective constitutes acceptance of the revised Terms to the extent permitted by applicable law.

28. Severability

If any provision of these Terms is determined to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in effect.

29. Entire Agreement

These Terms, together with the OptionsGeek Privacy Policy and any additional terms expressly applicable to a particular product or Service, constitute the agreement between you and OptionsGeek concerning your use of the Services.

Any failure by OptionsGeek to enforce a provision of these Terms does not waive our right to enforce it later.

30. Contact

Questions concerning these Terms may be directed to OptionsGeek through the contact information provided on the OptionsGeek website or by mail at:

OptionsGeek, LLC
244 Fifth Avenue
Suite F236
New York, NY 10001

Email: support@optionsgeek.com